Agreement to Terms

When you access our website or use any of our financial analysis tools, you're entering into a binding agreement with kaleveentis.

We've structured our services to help you better understand financial statements and make informed decisions. But here's the thing – we can only do that if there's mutual respect and understanding between us. These terms establish that foundation.

You must be at least 18 years old to use our services. If you're representing a business or organization, you confirm that you have the authority to bind that entity to these terms. We take this seriously because the financial information we handle requires responsible use.

Use of Services

Our platform offers financial statement analysis tools, educational content, and resources for understanding business finances.

What You Can Do

• Access and use our educational materials for personal or business learning purposes
• Utilize our analysis tools to review financial statements and generate reports
• Share insights gained from our platform with your team or advisors
• Contact us with questions about financial analysis methodologies

What You Cannot Do

• Reproduce, redistribute, or resell our proprietary content without written permission
• Use automated systems or bots to extract data from our platform
• Attempt to reverse engineer or copy our analysis algorithms
• Share your account credentials with others or create accounts using false information
• Upload malicious code or attempt to compromise our system security

Look, we've built these tools with a lot of care and expertise. When you misuse them, it affects everyone who relies on our platform. We monitor for unusual activity and reserve the right to suspend accounts that violate these guidelines.

Educational Nature of Content

Here's something important that we need to be clear about. Everything we provide – the analysis tools, the guides, the resources – is educational in nature. We're not your accountant, financial advisor, or lawyer.

The information on our platform helps you understand financial statements and identify patterns. But every business situation is unique. What works for one company might not apply to yours. Economic conditions change. Regulations evolve. Context matters enormously.

We update our content regularly to reflect current practices, but there may be delays between regulatory changes and our updates. If you spot something that seems outdated or incorrect, please let us know at info@kaleveentis.com.

Intellectual Property Rights

The content, design, functionality, and materials on kaleveentis.com belong to us or our licensors.

This includes our analysis frameworks, educational content, software code, design elements, and the kaleveentis brand itself. We've invested considerable time and resources into developing these assets.

When you upload financial statements or create reports using our tools, you retain ownership of your data. We don't claim ownership of the financial information you provide. However, you grant us a license to process and analyze that data to provide you with our services.

If you want to reference our methodologies in your own work, that's fine – just provide appropriate attribution. For any commercial use or substantial reproduction of our content, you'll need written permission from us.

User Accounts and Security

When you create an account with us, you're responsible for maintaining its security. Choose a strong password. Don't share your login details. If you suspect unauthorized access, notify us immediately.

Account Responsibilities

• Provide accurate information during registration and keep it updated
• Maintain the confidentiality of your account credentials
• Notify us promptly of any unauthorized use or security breaches
• Accept responsibility for all activities that occur under your account

We implement security measures to protect your data, but no system is completely impenetrable. You acknowledge that you use our platform at your own risk, and we cannot guarantee absolute security against all possible threats.

Limitation of Liability

This is where things get a bit formal, but it's necessary. We provide our services on an "as is" basis. While we strive for accuracy and reliability, we cannot guarantee that our platform will always be available, error-free, or that it will meet your specific needs.

To the maximum extent permitted by Australian law, kaleveentis and its directors, employees, and affiliates will not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

This includes things like lost profits, business interruption, or data loss – even if we've been advised of the possibility of such damages. Our total liability to you for any claims arising from these terms or your use of our services shall not exceed the amount you paid us in the twelve months preceding the claim.

Service Modifications and Termination

We're constantly improving our platform. Sometimes that means adding new features. Sometimes it means retiring old ones. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time.

We'll try to give you advance notice of significant changes, especially if they affect paid services. But for security reasons or urgent technical issues, we might need to act immediately without prior notification.

You can stop using our services at any time. Similarly, we can terminate or suspend your access if you violate these terms or engage in conduct that we reasonably believe is harmful to other users or our business.

Third-Party Services and Links

Our platform may contain links to external websites or integrate with third-party services. These are provided for your convenience, but we don't control them and aren't responsible for their content or practices.

When you click on external links or use third-party integrations, you're subject to their terms and policies. We encourage you to review those before proceeding.

Governing Law and Disputes

These terms are governed by the laws of Queensland, Australia. Any disputes arising from these terms or your use of our services will be subject to the exclusive jurisdiction of the courts in Queensland.

Before initiating any legal proceedings, we ask that you contact us to see if we can resolve the issue informally. Most problems can be sorted out through reasonable discussion.

If we need to take legal action to enforce these terms, the prevailing party may be entitled to recover reasonable legal costs and expenses.

Changes to These Terms

We may update these terms periodically to reflect changes in our services, legal requirements, or business practices. When we make significant changes, we'll notify you via email or through a prominent notice on our website.

The updated terms will be effective from the date specified in the revision. Your continued use of our services after that date constitutes acceptance of the new terms. If you don't agree with the changes, you should stop using our services.

We recommend checking this page occasionally to stay informed about any updates. The date at the top of this document indicates when these terms were last revised.